prepared for your toughest leagal challenges

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy Lawyers in Canton, Ohio

Am I Eligible To File Chapter 7 Bankruptcy?

To file Chapter 7 bankruptcy, you must first pass an income and means test. Most people with serious debt problems are eligible to file Chapter 7 bankruptcy.

− Attorneys Jonathan Morris and Ivan Redinger, Canton, Ohio

Many people with debt problems believe that they aren’t eligible to file Chapter 7 bankruptcy. However, that is not true on many occasions. Our lawyers offer a free initial consultation at our Canton, Ohio, law office to discuss your income, debts and assets. Once we know your financial situation, we can tell you:

  • Whether you qualify for bankruptcy
  • Which Chapter (7 or 13) is best for you

Filing Chapter 7 Bankruptcy

Chapter 7 is known as “straight bankruptcy.” If your expenses are greater than your net income, then you will be a candidate for Chapter 7 bankruptcy.

Filing Chapter 7 bankruptcy wipes out unsecured debts such as credit card bills and medical bills. However, Chapter 7 bankruptcy can also eliminate your obligation to pay secured debts such as debts on your car or your home.

Many people believe that they will lose their homes and cars if they file a Chapter 7 bankruptcy. We are usually able to obtain Chapter 7 bankruptcy relief for clients while allowing them to keep their homes and vehicles.

If you have significant equity in your assets that you want to keep, filing Chapter 13 bankruptcy may be the best way to help you save those assets.

Questions about debts and Chapter 7 bankruptcy? Contact the lawyers at Redinger & Morris in Canton, Ohio, for a consultation. There is no cost unless you decide to hire us.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Practice Area

Contact Us